Calculators | Shivang N Soni & Co.

GST MRP calculator

MRP already includes GST. Enter the MRP and the GST rate to see the price before tax and the tax inside the MRP.

MRP, including GST (₹) GST rate (%) Trade discount on MRP, if any (%)

GST rate calculator

Know the price before and after GST? Find out the GST rate that was applied.

Price before GST (₹) Price after GST (₹)

Effective capital calculator

Effective capital as explained in Schedule V of the Companies Act, 2013 (used to find the limit of managerial remuneration when a company has no or inadequate profits). Enter figures from the latest audited balance sheet.

Add (₹)

Paid-up share capital (preference capital not redeemable within 1 year included) Securities premium Reserves and surplus (excluding revaluation reserve) Long-term loans and deposits repayable after one year

Less (₹)

Investments (other than in subsidiaries) Accumulated losses Preliminary expenses not written off

The yearly remuneration limit shown is an indication only. The limits and conditions in Schedule V are revised from time to time, so please check the current Schedule and the approvals needed before fixing any remuneration. Confirm with us.

Auto loan calculator

On-road price of the vehicle (₹) Down payment (₹) Interest rate (% per year) Tenure (years) Processing fee and other charges (₹)

Equal monthly instalments on a reducing balance. Processing fee is shown separately and not added to the loan.

Get number of instalments

How long will a loan run if you pay a fixed amount every month?

Loan amount (₹) Interest rate (% per year) Monthly instalment you can pay (₹)

Income tax: old regime vs new regime (FY 2026-27)

For resident individuals. Covers salary and other regular income; capital gains and other special-rate income are not included. Amounts in rupees for the full year.

Income

Age Gross salary / pension (₹) Other income: interest, rent (net), etc. (₹) Employer NPS contribution, 80CCD(2) (₹)

Deductions (old regime only)

HRA exemption (₹) calculate 80C: PPF, ELSS, LIC, EPF, etc. (max 1,50,000) 80CCD(1B): additional NPS (max 50,000) 80D: health insurance premium (₹) Home loan interest, 24(b), self-occupied (max 2,00,000) Other Chapter VI-A deductions (₹)

New regime: standard deduction ₹75,000, rebate up to ₹60,000 (no tax up to ₹12 lakh taxable income). Old regime: standard deduction ₹50,000, rebate up to ₹12,500 (taxable income up to ₹5 lakh). Cess 4%. Surcharge with marginal relief is included. Slabs reviewed October 2026.

GST calculator

Amount (₹) GST rate (%) Amount is

Check the rate for your item or service on the GST portal.

TDS calculator

Nature of payment

Rate (%)

Threshold (₹)

This payment / credit (₹) GST shown separately in the invoice (₹, optional) Already paid or credited earlier in the year (₹) PAN not available with the payee

TDS is generally computed on the amount excluding GST when GST is shown separately. Rates and thresholds were reviewed in October 2026 for the Income-tax Act, 2025; rows marked * need a fresh check. Confirm with us for special cases (lower deduction certificates, non-residents, etc.).

Loan EMI calculator

Loan amount (₹) Interest rate (% per year) Tenure (years)

Equal monthly instalments, interest on monthly reducing balance.

HRA exemption calculator

Annual basic salary + DA (₹) Annual HRA received (₹) Annual rent paid (₹) City category

For salaried employees under the old tax regime. Confirm which cities count as metro under the current rules.

NSC (National Savings Certificate) calculator

Investment amount (₹) Interest rate (% per year) Tenure (years)

Interest is compounded yearly and paid at maturity. The rate is notified by the Government every quarter; 7.7% was the rate in Q1 FY 2026-27. Please confirm the rate on the India Post website before investing.

Home loan calculator

Property value (₹) Down payment (₹) Interest rate (% per year) Tenure (years) Extra prepayment each month (₹, optional)

RERA calculators

Interest for delayed possession

Amount paid to the promoter (₹) Interest rate (% per year) Delay (months)

Rate under RERA rules is set by each State (commonly the State Bank of India highest MCLR plus 2%). Enter the rate applicable in your State; 10.8% is only a placeholder.

Price by carpet area

Carpet area (sq ft) Rate per sq ft of carpet area (₹) Loading, if the builder quotes super built-up area (%)

Net profit calculator

Revenue / sales (₹) Cost of goods sold (₹) Operating expenses: salaries, rent, etc. (₹) Depreciation (₹) Interest expense (₹) Other income (₹) Tax rate (%)

Net worth calculator

Assets (₹)

Cash and bank balances Investments: shares, mutual funds, FDs, PPF, etc. Property Vehicles Gold, jewellery and other assets

Liabilities (₹)

Home loan outstanding Vehicle loan outstanding Personal loans Credit card dues Other liabilities